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We Make it Our Business to Know Your Business

Restaurants

Whether you’re in the mood for classic Cajun or American fusion, Thai or Tex Mex, Louisiana and Texas restaurants will satisfy your appetite. Our chefs are household names across the globe, and even our residential areas have hidden cafes tucked into them. 

At Eustis, we have decades of experience assessing the risks and protecting the assets of restaurants, both large and small. We understand that each cafe, bistro, and deli counter has its own gumbo recipe, its own taken on the classic po-boy, and its own unique insurance needs. That’s why we take time to get to know your needs before we give recommendations.

With our knowledge and experience in insuring restaurants, we know which coverages are critical and which coverages are merely desirable. Our insurance specialists have spent years building relationships with various top-rated insurance companies, and that enables us to tailor insurance and risk management solutions that cover all of your insurance needs at cost-effective rates.

Our services don’t stop when we’ve finished building your insurance portfolio. We continue to work with our clients to find ways to proactively avoid claims from occurring because loss prevention is the most effective claims management tool of all. During an emergency, we respond quickly and compassionately to get you back on your feet and cooking.

We have a number of insurance programs, including packages that provide business liability protection, property coverage, and protection in the event of a crime. Whether you’re just starting out with your first restaurant or you’re firmly established with multiple locations, we can tailor a solution for you.

We insure all types of eateries including:

  • Bars/Taverns
  • Buffets
  • Cafes
  • Cafeterias
  • Carry-Out
  • Coffee Shops
  • Delis
  • Diners
  • Drive-Ins
  • Fast Food
  • Family-style
  • Fine dining
  • Luncheonettes
  • Sandwich Shops
  • And more
  • Buildings at replacement costs or actual cash values
  • Automatic increase in building amount
  • Contents at replacement costs or actual cash values
  • Contents increase for seasonal fluctuation
  • Comprehensive equipment breakdown coverage
  • Coverage extension to newly acquired buildings and contents
  • Fire department service charge and extinguisher recharge cost
  • Debris removal and pollutant cleanup cost
  • Loss of income and extra expense on an actual loss sustained basis for 12 months or other extended period
  • Computer equipment including media and records
  • Earthquake or earthquake sprinkler leakage
  • Transportation/transit coverage
  • Loss of income and extra expense from power interruption
  • Loss in value of undamaged building portion, demolition, or increased construction cost to meet ordinance or law requirement
  • Spoilage coverage
  • Backup of sewers or drains
  • Accounts receivables and valuable papers coverage
  • Employee dishonesty
  • Forgery and alteration
  • Money orders and counterfeit currency
  • General and other liability
  • Money and securities - inside and outside of the premises
  • Operations and Premise liability
  • Workers' compensation
  • Automobile, hired and non-owned automobile liability
  • Liquor liability
  • Employee benefits
  • Advertising injury liability

Some of the coverage options available to you to help you with your insurance needs include:

Property

  • Buildings at replacement costs or actual cash values
  • Automatic increase in building amount
  • Contents at replacement costs or actual cash values
  • Contents increase for seasonal fluctuation
  • Comprehensive equipment breakdown coverage
  • Coverage extension to newly acquired buildings and contents
  • Fire department service charge and extinguisher recharge cost
  • Debris removal and pollutant cleanup cost
  • Loss of income and extra expense on an actual loss sustained basis for 12 months or other extended period
  • Computer equipment including media and records
  • Earthquake or earthquake sprinkler leakage
  • Transportation/transit coverage
  • Loss of income and extra expense from power interruption
  • Loss in value of undamaged building portion, demolition, or increased construction cost to meet ordinance or law requirement
  • Spoilage coverage
  • Backup of sewers or drains
  • Accounts receivables and valuable papers coverage
  • Employee dishonesty
  • Forgery and alteration
  • Money orders and counterfeit currency
  • General and other liability
  • Money and securities - inside and outside of the premises
  • Operations and Premise liability
  • Workers' compensation
  • Automobile, hired and non-owned automobile liability
  • Liquor liability
  • Employee benefits
  • Advertising injury liability

Crime

  • Employee dishonesty
  • Forgery and alteration
  • Money orders and counterfeit currency
  • General and other liability
  • Money and securities - inside and outside of the premises
  • Operations and Premise liability
  • Workers' compensation
  • Automobile, hired and non-owned automobile liability
  • Liquor liability
  • Employee benefits
  • Advertising injury liability

Contact us today to start cooking up an insurance program tailored to meet your restaurant’s needs.